Home loan tools · South Africa

What can you afford?

Enter your income, monthly commitments and deposit to see the home loan and property price you could realistically target — before you start browsing.

Your numbers
R
R
R
10.50%

Guideline only. Banks assess affordability under the National Credit Act using your full credit profile, and typically allow up to about 30% of gross income toward a bond repayment. Your actual approval and rate will differ.

You could afford roughly
Estimated property price
R 0
Home loan of R 0 + your deposit
DepositHome loan
Max monthly repaymentR 0
Estimated home loanR 0
Your depositR 0
Property price you could targetR 0
Remember to budget a further 8–10% for bond & transfer costs. Estimate those →